Equipment Finance Agreements (EFA)
Equipment Lease (Tax or Capital)
Financing tailored to your goals.
From deferred payments to low upfront costs and no early payoff penalties, we design financing to work with your cash flow—not against it. Standard or custom, Geneva makes it fit.
Estimate Your Monthly Payment
Monthly payments can vary based on several factors — including your finance terms, the type of equipment you're financing, and your personal credit. The calculator below will give you a general idea of what your payments might look like.
There are a lot of benefits to financing with a direct lender.
It’s reported that 82% businesses utilize some form of financing when acquiring new equipment: loan, lease, or line of credit. Is it the right track for your business?
By financing with a direct lender like Geneva, you'll get finance options tailored to fit your unique business. Here's what you can expect:
Keep your cash free
With little to no money down and affordable monthly payments, you can generate more income and free up cash for other business needs.
Makes budgeting easy
An affordable, fixed payment allows you to plan for exactly what’s coming out each month as well as easily determining ROI on your new equipment!
Easier approvals
We lend our own money, so have less “red tape” than banks. We also look at more than a credit score - getting to know your business and story before making a credit decision.
It’s fast & easy
Really fast. Most of the time we’ll have a credit decision for you that day. The entire process is streamlined and simple.
It’s flexible
Unlike traditional lenders, we can customize terms, payment due dates, and more to fit your unique needs!
We’ll never broker your agreement
The people you deal with on the first day of your term will be the same ones shaking your hand on the last…us!
How does financing with Geneva work?
It’s quick and simple, beginning to end.
You Apply
Easy as that!
We Personally Review
Yes, each application is reviewed individually by one of our credit analysts.
A Decision is Made
We’ll notify you personally letting you know you’re approved (or not). We’ll usually have an answer within one business day.
Terms are Decided
Once you’re approved, your account manager will provide a quote and discuss terms and finance structure to determine the best format.
Doc-It
You’ll receive a link to your lease documents via email. Sign and submit online in minutes.
Order Up
We work with your equipment vendor to get everything ordered and on its way to you.
Last Call
We’ll follow up to make sure everything was delivered and properly installed.
Money Changes Hands
We pay the vendor for the equipment, and you begin making your monthly payments to us as agreed upon in your contract.
Looking for a large write-off this year?
We can help set you up with a structure that works for your needs. You’ll still want to consult your tax advisor, but our team knows their way around tax implications and how to set you up with the right structure to maximize your savings.
Niche lender means knowledgeable lender.
What working with a niche lender (market specialization) means for you.
“Niche lender” means we only finance to specific markets – we aren’t a general lender like a bank. We know your industry and products, work closely with many of the manufacturers and distributors, and understand how you generate revenue. How does that benefit you?
Here to help.
We’re knowledgeable enough to answer many of your equipment-related questions and can help you find a great distributor who will treat you right.
All credit types & start-ups!
Since we know your equipment, we feel comfortable taking on a little more risk. That means we can approve a wider range of borrowers and even finance start-ups!
Speed & ease.
We move quickly. Because we know the equipment and distributors, we can issue credit approvals and get equipment ordered same-day. No time hunting down your own financing or waiting on a bank.
Ready to get started?